Payday Loans

Payday Loans

Payday loans are short-term loans that often are used to get through a rough spot. However, there are very few situations in which these loans actually end up being helpful. Before you use one, make sure you understand the costs and risks. Most often, payday loans are for no more than a few hundred bucks …

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Personal Loans

Personal Loans

Personal loans are one of many types of loans you can borrow from a bank. These loans are typically general purpose loans that you can use at your discretion for things like consolidating debt or paying for an unexpected expense or small home improvement project. Personal loans are often more difficult to get compared to …

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Installment loans

Installment loans

With an installment loan, you borrow once (up front) and repay according to a schedule. Mortgages and auto loans are typical installment loans. Your payment is calculated using a loan balance, an interest rate, and the time you have to repay the loan. These loans can be short-term loans or long-term loans, such as 30-year …

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Cash Advance

Cash Advance

If you don’t need actual greenbacks, you may need a quick loan that acts like a cash infusion. Since so many people have credit cards, that’s often the first place they turn to get that cash advance. Cash advances are short-term loans that do the job when credit cards aren’t accepted. They are quick-fix solutions …

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Short Term Loans

Short Term Loans

Many types of loan, such as mortgages and car loans, are for large amounts of money that you pay back over a long period of time. Short-term loans are different from other types of loans. The loan amount is smaller and the repayment time shorter. They are easier to manage and you will usually be …

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Cash Loans

Cash Loans

Unlike most loans, which are paid into your bank account, a cash loan is exactly what it sounds like. It’s a lump sum handed directly to you in cash. Usually, if you’re accepted for a loan from a high-street bank or building society, the sum you borrow will be paid into your bank account. By …

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Unsecured Loans

Unsecured Loans

Unsecured loans are loans that are approved without the need for collateral. Instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets (such as a home or vehicle) if borrowers stop making payments on unsecured loans. These loans are also known as …

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Secured Loans

Secured Loans

If you want to improve your credit score while protecting the money you have in your savings account, a secured loan might help you accomplish your goals. A secured loan requires you to provide a personal guarantee, by depositing funds with your lender. You qualify for the loan primarily based on the lender’s ability to …

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Consolidated Loans

Consolidated Loans

Paying off debt can be difficult, especially when you have to divide your money among several different credit cards, loans, or other debts. You may have considered a debt consolidation loan to help make your debt payments easier. A debt consolidation loan allows you to combine all your debts into a single, lower interest rate …

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